30 year commercial banker with specific expertise in credit, portfolio and relationship management. Industry areas of expertise include: Food & Agribusiness, Commercial Real Estate, Healthcare and Construction/Contractor.
Manage commercial banking activities for the Capitol Region (Sacramento MSA)including credit (loan originations), deposits, portfolio and relationship management responsibilities.
Head of commercial banking activities for entire bank including managing staff in the Bay Area and Southern California. Part of Executive Team which increased Bank assets from approximately $1bn to nearly $2bn during my 4 years.
Established initial food & agribusiness industry group in WFB - growing assets (loans) from $0 to approximately $4bn in 8 years with pre-tax earning approaching $55MM. Established offices in Chicago, Lincoln (NE), Dallas, St. Louis, St.Paul (MN), Atlanta and Philadelphia.
Responsible for business development, credit origination & underwriting, portfolio management, relationship management including cross sales of capital markets (loan sydicatins), cash management, risk management and investment banking related products.
Relationship management responsibilities in Sacramento Valley and then Chicago including Midwest.